We Have You Covered
Employee Benefits, Life, Disability, Critical Illness, Mutual Funds
Your Family – Your Business – Your Peace of Mind
Employers are looking at new ways to add value to their benefits plan:
- Wellness accounts
- Diagnostic and specialist access insurance
- Wait list insurance
- Critical illness insurance
- Employee assistance plans
- Health care spending accounts
- Savings plans
Competitive Insurance Strategies Inc. specializes in employee benefits consulting. With over 40 years of experience in the employee benefits marketplace, Competitive Insurance Strategies is well positioned to effectively serve our customer’s requirements.
Employee Benefits Consulting
Employee meetings are an important element in our communications strategy. The meeting is designed to go beyond imparting the details of the employee benefit plan, by illustrating the value of the plan in the overall employee compensation package and the contribution made by the employer.
Employees also learn how they can manage their own out of pocket costs. Meetings can be scheduled with large groups or with each employee individually.
Employee Communication
We are available to train your staff in all administrative procedures and will be available on an ongoing basis to answer questions and solve problems. Service contacts are made on a regular basis to ensure that the plan operates smoothly. Although we do not get involved directly in the day-to-day payment of extended health and dental claims, we are available to assist you and your employees whenever problems occur or questions arise. As a liaison between you and the insurance company, we will assist wherever necessary in order to conclude every situation to your satisfaction.Employees also learn how they can manage their own out of pocket costs. Meetings can be scheduled with large groups or with each employee individually.
Plan Administration
We are available to train your staff in all administrative procedures and will be available on an ongoing basis to answer questions and solve problems. Service contacts are made on a regular basis to ensure that the plan operates smoothly. Although we do not get involved directly in the day-to-day payment of extended health and dental claims, we are available to assist you and your employees whenever problems occur or questions arise. As a liaison between you and the insurance company, we will assist wherever necessary in order to conclude every situation to your satisfaction.
Employees also learn how they can manage their own out of pocket costs. Meetings can be scheduled with large groups or with each employee individually.
HR Support Services
We provide advice on employment issues as it relates to managing an employee benefits plans, including information and assistance related employment standards, best practice guides, and policy manuals.
Reporting
Your claims experience will be monitored by us on a regular basis and we will alert you to any potential problems which may be developing. At every policy renewal, we will negotiate the new rate structure with each of your plan underwriters. If the terms, conditions, or costs of your existing benefits become outdated or inappropriate by market standards, suitable alternatives will be recommended. We will prepare an annual report that will review the performance of the pooled and experience rated benefits. In addition, we address the inflationary trends and outline the administrative fees and charges. We will present our report and review our findings in detail at a client meeting.
Personal Client Care
This is simply what we do. We work on relationships not just clients. An insurance consultant that knows and understands your life and business can deliver the right products that work for you.
Our Customers
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Get In Touch
We are more than happy to answer any questions or comments you might have. Our success relies on our customer's satisfaction. It starts here.